WHAT MAKES ME A MEMBER

You’re a member when you have a shares account or a loan with us.
There are two (2) classes of membership: Full Membership and Associate Membership.

Full Membership

A person shall be deemed to be a full member upon the purchasing of a minimum of 100 shares at a value as may be determined by the Association from time to time.
Full membership allows full access to the products and services offered by the Association, subject to the satisfaction of the specific requirements established for those products and services.
Full members shall have the right to nominate candidates for the Board of Directors (BOD), be nominated as a candidate for the Board and vote at Annual General Meetings and Special Meetings in keeping with the provisions of the Rules of the Association.

Associate Membership

Persons with 25 shares qualify for Associate Membership, with limited access to products and services.

BECOME A MEMBER

BENEFITS OF MEMBERSHIP

Putting our members first

We’ve had the same purpose now for over 78 years: to help ordinary people buy their own homes and save for their futures. Put simply, those who save with us help those who mortgage through us.
That’s what being a mutual building society means. And as we’re owned by you, our members, we listen to what you want. It’s this that shapes our future – and helps us build society, nationwide.

The benefits of membership

Having shareholders (in the way that banks do) to answer to means we can bring our members some unique benefits. We can also help their friends, families, and the communities they (and we) are part of.

For you

Access to our just-for-members range
Including savings accounts, credit cards, loans, home insurance, investments and financial protection.

Your voice heard
Have your say and help shape the SVBLA through our online community Connect, or at our Annual General Meeting (AGM). The people you vote for help shape SVBLA’s direction and priorities. You can also connect with us on social media.

For your
family and friends

Your support recognised
Recommend one of our current accounts* to a family member or friend and, if they switch their current account to us within 90 days, you’ll each receive $100.You can recommend up to three people a year.

Helping you help your family
With our Family Deposit Mortgages, you can borrow against your own home and gift the money to a family member to help them buy a place of their own.

Our mortgages are available to Vincentian residents aged 18 and over. all mortgages are subject to underwriting and criteria.
Your mortgage is secured on your home, which you could lose if you do not keep up with your mortgage repayments.

For your community
and society

You help make a difference
In 2007, our members decided we should give at least 1% of pre-tax profits to local causes. Today, we're still doing just that – with a focus on tackling the housing crisis so everyone has a place to call home. Our Community grants programme means housing organisations and charities can apply for grants of up to $50,000 to help make a change.

We're on the high street
We're committed to giving our members the best possible experience. We know that, no matter how good technology gets, there'll be times when you'd rather deal with us in person.

You can help us support our charity partners
Join in with your branch’s initiatives supporting local charities and SVBLA’s charity partners – Macmillan Cancer Support and Shelter. Just pop in to find out more.

Membership